All workers should be putting some money from their paychecks aside for savings.

There’s fiscal trouble ahead for those nearing retirement. And some, including the federal government, appear to be unprepared for it.The latter was the clear message out of Washington last week.

With Pennsylvania facing a wave of retirees leaving the workforce with no savings, top state officials are working to head off the financial blow.

In many ways, Philadelphia’s economic landscape has moved in a positive direction in recent years. Job creation is up. Home sales are up. Unemployment is down. But this fact remains: Philadelphia is still the poorest big city in the nation. In fact, in recent years while the median household income in every other big city rose, Philadelphia was the only city where it declined.

Pennsylvania should create a state-run retirement program for private sector workers to help the 2 million workers employed where retirement savings programs are not offered, a state retirement security task force report says.